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Top 5 Car Insurance Companies in India

car insurance companies

Your car is not only a car for you, It is one of an important part of your lifestyle and very close to you and your family. Am I right? I know you will agree with me. But Accident is accident. So car insurance will cover financially you and your car if you’re involved in one. As per Road Traffic Act 1988 all, who have owned a car, must be insured against their liability to other people. So if you are injured or you have injured any one, in both cases car insurance companies provide financial support. Car insurance will also provide financial support in case of car stolen, despoiled or destroyed by fire.

Now it is the time to find car insurance quick quote, lowest car insurance premium or cheapest insurance rates. There are so many car insurance companies who provides insurance vehicle. We will help you to find how to get cheaper auto insurance.

Top 5 Car insurance companies

To get the best cars insurance quote we have listed the top 5 car insurance companies for you.

   1. ICICI Lombard General Insurance Co. Ltd.

ICICI Lombard general insurance

When it is the issue of customer satisfaction, ICICI Lombard Auto Insurance defeats all other nearest competitors as per a survey performed by J.D. Power Asia Pacific. It is the largest general insurance company in India in the private sector. this most Customer Responsive insurance company is also known for it’s tech savvy approach and online EMI application procedures.

ICICI Lombard General insurance is the first organization in India to provide web based interface to produce digitally signed documents. In the year 2013 it has awarded as the “The Best Recommended Company” for car insurance.

car insurance facility

  • Cashless settlement at 3300+ network garages across India
  • Online purchase on EMIs
  • Doorstep surveyor facility
  • Wide range of add-on covers
  • highest claims settlement ratio

car insurance instant online quote


   2. HDFC ERGO General Insurance Co. Ltd

HDFC ERGO General Insurance Co. Ltd

HDFC ERGO is an ISO 9001:2008 certified insurance Company and was founded in the year 2002. They have established their position by a strong channel of distribution and customer oriented approach. HDFC claims that they have one of the top claim settlement ratios among other private car insurers. This car insurance company has been rated iAAA by ICRA and in the year 2013, It has been ranked as the top general insurance company in India.

car insurance facility

  • Cashless claim settlement over 3000+ authorized network of garages across India.
  • Age and profession based discounts on various policy.
  • Zero documentation with instant policy issuance.
  • Fast claim settlement.
  • Dedicated customer support team.
  • Quick quote and instant online policy.
  • Emergency roadside assistance.




   3. Bajaj Allianz General Insurance.

Bajaj Allianz General Insurance

As per Economic Times Best Brands Survey 2016, Bajaj Allianz General Insurance was awarded the Best Corporate Brand Award. Bajaj Allianz get registration certificate from IRDA in the May of 2001 and from that very first day it provides best car insurance service all over India. Bajaj Allianz General Insurance awarded Best General Insurance Company at the Vijayavani BFSI Excellence Awards 2015. So now a days Bajaj Allianz is One of the eminent car insurance provider in the market.

car insurance facility

  • Cashless claim settlement at over 4000 preferred garages.
  • 1 Lakh additional coverage.
  • Transfer up to 50% of your existing No Claim Bonus (NCB) from any car insurance provider.
  • Towing Facility in case of a breakdown.
  • Zero Depreciation Coverage is available.
  • 24x 7 Road side assistance
  • Quick and easy online purchase process




   4. Tata AIG General Insurance Co. Ltd.

Tata AIG General Insurance

Tata AIG General Insurance was founded in India on January 22, 2001.It is a joint venture between Tata Group and American International Group (AIG). TATA AIG managed to capture a major fraction of motor insurance market by it’s leading channels of distribution and hassle-free claims. Tata AIG General Insurance Company Limited understands the needs and offers Motor Insurance policies that provide the added protection for the vehicle you love. They fulfill the specific protection for specific needs.

car insurance facility

  • Auto Secure–Private Car Package Policy.
  • Enhanced protection through unique add on covers.
  • Direct Settlement / cashless claims at garages.
  • Road Side Assistance Coverage is available for just Rs.116 exclusive of service tax for private cars.
  • Claim settlement in 7 days.
  • No deduction of salvage.
  • Claim Bonus is unaffected for the vehicle under the policy even if one claim is paid for repair of glass/fibre/plastic/rubber parts.
  • Accident-repair warranty remains Upto 6-month.
  • Free car pick up.




   5. Bharti AXA General Insurance Co. Ltd.:

Bharti AXA General Insurance Co. Ltd.

Bharti AXA General Insurance Co. Ltd. is the first in India to achieve both ISO 9001:2008 and ISO 27001:2005 certificates within one year of debut. This company commenced to serve their various car insurance policy across the country in 2008. Through the performance,terms of claims and settlements, Bharati Axa wins more satisfied customers. currently they have 87 branch offices across the country.

car insurance facility

  • Instant policy
  • Assistance available for lost keys.
  • 24 X 7 customer support.
  • Get Cashless claims at 2700+ garages
  • Repairing cost of rubber, batteries and bags are under coverage.
  • Get No Claim Bonus up to 50%.
  • 12 Add on covers like Depreciation cover, No Claims Bonus Protector, Hydrostatic Lock Cover, Roadside Assistance.
  • Road side assistance.
  • Accident death coverage for other passengers up to 2 lakhs.
  • Pays for medical, hospital and ambulance charges.




Some other car insurance companies are The Oriental Insurance Co. Ltd.The New India Assurance Co. Ltd.Royal Sundaram General InsuranceUnited India Insurance Co Ltd etc.

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